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Advice Summary
- Ensure you have an adequate down payment & closing cost funds
- Get pre-approved for a mortgage (vs. pre-qualified)
- Find an agent who works as a advisor, not a salesperson
- Make your agent work for you
- Using the listing agent may have drawbacks
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- Buy what you are comfortable with, not what the bank allows
- Your agent should help you evaluate repair issues in every home you view
- Only make an offer after evaluating the market comparables
- Beware of Industry Secrets
- Consider using Government sponsored first time home buyer programs
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